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Legal & General Direct

Legal & General offers many options for investing in an ISA (Individual Savings Account) meaning you can shield up to £7,200 from personal income and capital gains taxation. There are limits on the number of ISAs you can take out each year. You have an annual ISA investment allowance of £7,200, and you cannot exceed this. You can invest all £7,200 in a stocks and shares ISA, or up to £3,600 in a cash ISA and the remainder of the £7,200 in a stocks and shares ISA.

For the stocks & shares part of your ISA, make the choice from a wide range of funds including those that track UK and world markets, ethical fund, income funds and actively managed funds.

Remember your investment is not guaranteed, the value may fall as well as rise and the current tax situation may change in the future. You should also be prepared to invest for at least five years, or ideally longer.

Start your ISA online today from just £50 a month or a £500 lump sum.