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* Balance Transfers: 0% until 1 August 2009 (up to 15 months!) conditions and 3% fee applies
* Purchases: 0% until 1 August 2008 (up to 3 months)
* APR: 16.9% typical variable
* 0% anniversary offer for up to five months on balance transfers made in March 2010 and 2011 (2.5% handling fee)
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